North Carolina has been among the four remaining places in the US which enforce this law. It has been costly financially and emotionally to accident victims and their families in North Carolina, Virginia, West Virginia and Washington.
All other states have had for a long time No Fault or Contributory Fault laws that have protected the citizens of their states from being denied their claims.
I know about this from personal experience. On Sept. 1, 2005 I was hit by a car as I tried to cross an intersection in Hendersonville. Even though the light was with me the insurance company said I contributed to my own accident because I risked crossing an intersection that had no marked crosswalk.
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